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Three Insurance Coverage Questions About Varicose Vein Procedures

Money wrapped in stethoscope on top of health insurance formsThe fourth quarter is here. That’s when we start getting more calls and emailed questions about insurance coverage.

The first frequently asked question is: “Is this the right time to proceed with vein treatments, before insurance deductibles renew?” The short, but definitive, answer is “Yes”.

A second question most often asked is: “When will my deductible and out-of-pocket maximum reset?”

Deductibles typically renew either by “plan year”––the 12-month period that starts when your policies renew; or by “calendar year”, which runs from January through December.

By the way, most employer-sponsored plans use the plan year, while individual plans are almost always calendar year.

But this question is the most common of all: “Will insurance cover my vein procedure?” This answer is, “Yes”. Most insurance companies cover “medically necessary” procedures for conditions such as varicose veins, but usually not for spider veins.

To find out more, call 877-763-8346 (VEIN) or visit online.

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